Universiti Teknologi Malaysia Institutional Repository

The influence of religiosity in credit card selection

Hussin, N. and Quoquab, F. and Mohammad, J. and Singh, H. and Husin, M. M. and Jamil, R. and Salam, Z. A. (2016) The influence of religiosity in credit card selection. Advanced Science Letters, 22 (12). pp. 4494-4496. ISSN 1936-6612

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The aim of this study is to examine the effect of religiosity on Malaysian cardholders’ decisions in choosing either to have Islamic Credit Card or Conventional Credit Card. To achieve the objectives of this study, 174 selfadministered questionnaires and online survey were distributed among Muslims, which generated 130 usable questionnaires. SPSS software version 22 was used to analyze the data. The result of t-test demonstrated a significant difference between Malaysian Islamic and conventional credit card holders, which implies that religiosity plays a crucial role in the type of credit card holding. This study would assist issuing banks, academicians and policymakers in understanding the role of religiosity among Muslims in the selection of financial products.

Item Type:Article
Uncontrolled Keywords:Conventional credit card, Islamic credit card
Subjects:H Social Sciences > HG Finance
Divisions:International Business School
ID Code:71537
Deposited By: Widya Wahid
Deposited On:20 Nov 2017 08:28
Last Modified:20 Nov 2017 08:28

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