Universiti Teknologi Malaysia Institutional Repository

Acceptance of internet banking systems among young managers

Md. Ariff, Mohd. Shoki and Yeow, S. M. and Zakuan, Norhayati and Bahari, Ahamad Zaidi (2013) Acceptance of internet banking systems among young managers. In: 2013 International Conference On Manufacturing, Optimization, Industrial And Material Engineering (MOIME 2013).

Full text not available from this repository.

Official URL: http://iopscience.iop.org/article/10.1088/1757-899...


The aim of this paper is to determine acceptance of internet banking system among potential young users, specifically future young managers. The relationships and the effects of computer self-efficacy (CSE) and extended technology acceptance model (TAM) on the behavioural intention (BI) to use internet banking system were examined. Measurement of CSE, TAM and BI were adapted from previous studies. However construct for TAM has been extended by adding a new variable which is perceived credibility (PC). A survey through questionnaire was conducted to determine the acceptance level of CSE, TAM and BI. Data were obtained from 275 Technology Management students, who are pursuing their undergraduate studies in a Malaysia's public university. The confirmatory factor analysis performed has identified four variables as determinant factors of internet banking acceptance. The first variable is computer self-efficacy (CSE), and another three variables from TAM constructs which are perceived usefulness (PU), perceived ease of use (PE) and perceived credibility (PC). The finding of this study indicated that CSE has a positive effect on PU and PE of the Internet banking systems. Respondents' CSE was positively affecting their PC of the systems, indicating that the higher the ability of one in computer skills, the higher the security and privacy issues of PC will be concerned. The multiple regression analysis indicated that only two construct of TAM; PU and PC were significantly associated with BI. It was found that the future managers' CSE indirectly affects their BI to use the internet banking systems through PU and PC of TAM. TAM was found to have direct effects on respondents' BI to use the systems. Both CSE and the PU and PC of TAM were good predictors in understanding individual responses to information technology. The role of PE of the original TAM to predict the attitude of users towards the use of information technology systems was surprisingly insignificant.

Item Type:Conference or Workshop Item (Paper)
Uncontrolled Keywords:Computer Self-Efficacy, Behavioural Intention, Technology Acceptance Model, Internet Banking
Subjects:H Social Sciences > HG Finance
ID Code:50875
Deposited By: Haliza Zainal
Deposited On:27 Jan 2016 01:53
Last Modified:15 Aug 2017 07:36

Repository Staff Only: item control page