Sistem gerbang pembayaran atas talian melalui internet

Abstract

Virtual Internet Payment System (VIP) is a comprehensive solutions system of online payment through Internet. This system can help shorten the period of development of e-commerce portal that is often faced by system programmers. VIP system facilitates the integration online payment process through credit cards and Internet banking. VIP system interface design facilitated only through a protocol for both types of credit card transactions and Internet banking which protocols are different from each other. MasterCard International Gateway Services (MIGS) have set a high level security during server-to-server communications using the cryptography hashing functions Message-Digest algorithm 5 (MD5). While, communication with the MEPS system using Public Key Infrastructure (PKI). All VIP System competitors are only using software distribution model Software as a Service (SaaS) . Apart from using the SaaS model, VIP systems also can be marketed in the form of final product. Ironically payments from customers will be credited directly into your account without through a third party account. In addition, the VIP system ensures that all confidential of customer information will not be stored in this system because validation and verification of credit card details or Internet banking account will be made by third parties system, MIGS and MEPS. Lastly, this system also can help reduce accounting matters such as banks adjustments.